Home nursing care can be a costly endeavour for families, especially when your loved ones have a chronic illness or disability.
And while some home nursing home residents may be able to afford to spend more on their care, many are struggling to afford the high fees that come with a nursing home stay.
Here are five things you can do to save a little bit more money on nursing home nursing.1.
Use a home-based caregiver.
Many home-related nursing home patients are home-trained, so it makes sense to keep that extra training and experience handy for your home care team.
But many residents with chronic conditions have trouble finding a home to live at, and it’s easy to forget about paying the bills for home-care services when they’re away.
If you’re able to find a home that can help you with your care needs, use a home based caregiver to help manage your home, so that you can keep your care costs to a minimum.2.
Set a time limit on your stay.
Many residents have difficulty finding a nursing facility with the right level of services, so they often stay at home for a longer period of time.
This can leave you with no home care and no savings.
To make matters worse, some residents have chronic conditions that make it difficult to get adequate home care, so setting a time limits can help keep costs down.3.
Take advantage of a home’s “free” services.
Some home- and community-based services, such as laundry, laundry facilities and personal care, are available for free at a home, but they’re often expensive to pay.
Home-based caregivers are a great way to save on these services while staying in your home and avoiding a high monthly bill.4.
Use the right health insurance coverage.
Home nursing home facilities also typically have some health insurance, so if you’re having trouble finding an insurance policy that covers home nursing services, consider signing up for a home nursing policy.
The cost savings can be substantial.5.
Find out if there are incentives to pay for home nursing at home.
The National Association of Community Living Services (NACLIS) offers home nursing coverage for residents who live in nursing homes.
Home care providers may be required to pay a fee for services that are provided to the residents, but that fee is usually waived if the residents can demonstrate that the care was provided at a reasonable cost.
If a resident is experiencing health issues and/or chronic illnesses, it can be helpful to see if there’s a home nurse that’s willing to take care of those residents in their home.